Finance Calculators

Paychecks, dividends and more — money questions answered fast.

ziffaro’s finance calculators answer the money questions that come up most — paychecks, taxes, mortgages, loans, savings and more — clearly, with every number broken down so you can follow each step. Estimate your take-home pay after federal, state and FICA taxes; work out a monthly mortgage or car payment; project compound interest or a 401(k); or figure sales tax, capital gains and self-employment tax. Many tools adapt to your state, since US taxes and rates vary widely by location. Everything runs in your browser, updates instantly as you type, and is free with no signup. Results are estimates for general information, not financial advice — for big decisions, confirm the figures with the official source or a qualified professional.

Overtime Calculator
Overtime & total pay
Dividend Calculator
Income, yield & reinvestment
Average Daily Balance Calculator
Credit-card interest
Paycheck Calculator
Take-home pay after tax
Income Tax Calculator
Federal + state income tax
Mortgage Calculator
Monthly payment & interest
Mortgage Recast Calculator
New payment after a lump sum
Pay Off Mortgage Early Calculator
Extra payments, interest saved
Capital Gains Tax Calculator
Federal + state on your gain
1099 Tax Calculator
Self-employment + income tax
Salary Increase Calculator
Raise %, dollar difference
Auto Loan Calculator
Car loan payment & interest
Car Payment Calculator
Monthly car payment
Tip Calculator
Tip, total & split
ROI Calculator
Return on investment %
Sales Tax Calculator
Add or reverse sales tax
Compound Interest Calculator
Growth with contributions
401(k) Calculator
Retirement balance projection
Markup Calculator
Price, profit & margin
Break-Even Calculator
Units to cover costs
Net Worth Calculator
Assets minus liabilities
Debt Snowball Calculator
Smallest balance first
Debt Avalanche Calculator
Highest APR first
FERS Retirement Calculator
Federal pension estimate

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